Your financial
data stays on
your phone!

Kardlens works primarily on your device.
We intentionally designed it this way.

Local First

Designed to work primarily offline.

Your SMS messages, transactions, and spending history stay on your device unless you explicitly export them yourself. We believe your financial history is your business, not ours.

Zero Integration

We do not require:

📧 Gmail Access

🏦 Bank Logins

🌐 Internet Banking

Strict Policy

What We Never Collect

Your SMS Inbox

Card Numbers

Account Balances

One-Time Passwords (OTPs)

Transaction History

Personal Financial Data

Kardlens is not connected to your bank account.

Why SMS Access?

Kardlens reads transaction SMS messages locally to detect purchases, track spending, and generate analytics.

This processing happens entirely on your device. Nothing is uploaded.

Merchant Categorization

To improve offline recognition, Kardlens may occasionally send unknown merchant names to our servers (e.g., "ZEPTO", "GOOGLE*PLAY").

No transaction amounts

No card details or identity

No original SMS content

🔐

Your Data
Belongs To You

You are in control. Export your data, back it up manually, or restore it on another trusted device. Kardlens does not store cloud backups.

Local Storage Only